ICBC Injury Claims After May 1, 2021
New legislated changes to the ICBC injury claim process came into effect on May 1, 2021 with the introduction of the “no-fault” scheme. If you have been injured in a motor vehicle accident on or after May 1, 2021 your rights have been affected by these changes.
The new “no-fault” insurance scheme means that, whether or not the other driver was responsible for the motor vehicle accident, your entitlement to compensation is typically limited to the benefits provided by your own insurance contract. For most people this means that ICBC will provide some coverage for medical treatments and other rehabilitative services. If you are unable to work or perform regular activities of daily living due to your injuries, you may be entitled to income replacement or daily living assistance benefits. The full extent of the benefits available to you are contained in multiple regulations enacted by the BC Provincial Legislature.
How can we help you now? Your ICBC claim adjuster has a duty to inform you of the benefits available to you, but this does not mean that they always get it right. ICBC’s assessment of your income replacement benefit, coverage of medical expenses, entitlement to permanent impairment benefits and more can be disputed in the Civil Resolution Tribunal (CRT).
There are a few exceptions to the limitation on your right to sue for pain and suffering; more information on these exceptions can be found in the following link:
If you have any questions about the changes to ICBC injury claims and how they affect your rights, call us today at (250) 381-5353 or 1-800-663-6299.